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Living with a heart condition: Travel Insurance
Hi Everyone, I hope you are all keeping well. Just wanted to share my latest experience with you all when I recently (yesterday) tried to obtain travel insurance. I had started to look into this in February 2012 following an MI and stents, however, life took over and it was left in abeyance as I was back at work and very busy. My sister was visiting me for a special birthday and we decided to pick up from where we left off - firstly I contacted my bank to whom I had given my history back in February. One of the questions on the review was 'are you awaiting treatment or on a waiting list for any condition' and I had to think hard before I realised that yes I had made an appointment to see a specialist regarding my little finger bending inwards towards my palm (I think its called Dupuytren's Contracture) and is genetic. It doesn't hurt, but I thought I might get it straightened before it contracts any further (a minor thing to me in relation to everything else) or there is also the option that I won't do anything at all following my appointment. But, I was absolutely stunned when they said they would not even consider me for travel insurance whilst this investigation was underway. I tried to explain that it was not a serious condition and that I would even cancel the appointment in order to get some cover sorted and how come they would insure my heart condition but not my little finger. I find this totally proposterous but am now left with the ridiculous position of not being able to visit my brother in Spain (who is not well) until I find out the result of my appointment in early October. I also checked with other insurers including SAGA and they actually put a block on my application until I could verify that the appointment had taken place. Is it just me or does anyone else think this is sheer lunacy - I suffer horrendous ear pain when flying but know that I have to pluck up the courage to go away but now I seem to have another obstacle to contend with. My sister said it does make you think - she will not go and see her doctor for any reason noiw as she is hoping to book a cruise at Christmas (she is fit and healthy) but has to disclose every appointment with her GP. Anyone else been through this nonsense. Kindest regards.